Discover customized mortgage solutions that align with your financial goals. From first-time buyers to seasoned homeowners, we’re here to guide you every step of the way toward successful homeownership.
To qualify for a mortgage, lenders typically require that you have a debt-to-income
ratio of “43/49.” This means that no more than 43% of your total monthly income
(from all sources, before taxes) can go toward your new mortgage payment, and
no more than 49.99% of your monthly income can go toward your total monthly
debt (including your mortgage payment). VA and FHA loans even allow for higher
debt ratios on a case by case basis.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
Here’s how our home purchase loan process works:
Set Your Budget: Estimate how much you can afford using mortgage calculators.
Check Your Credit: Ensure your credit score is strong to get better loan terms.
Get Pre-Approved: Secure a pre-approval letter from a lender to strengthen your offer.
Find a Home: Work with a realtor to find and make an offer on a home.
Submit Loan Application: Provide financial documents to formally apply for the loan.
Loan Processing: The lender verifies your info and appraises the home.
Founded in 2023, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
Company NMLS: 123654
©567 Willow Lane, Lakeview, USA. All information provided on this website is for general informational purposes only and does not constitute financial advice or an offer to extend credit. We strive to maintain accuracy; however, no warranty is given regarding the completeness or reliability of the content. Mortgage programs, rates, terms, and underwriting guidelines are subject to change without notice. Loan offers are contingent upon underwriting approval and credit review. Certain products may not be available in all states and may be subject to additional restrictions. Equal Housing Lender | Powered by SOHOON TECHNOLOGIES