Conforming Home Mortgage Loans
Getting you the mortgage loan you deserve!
Conforming Home Mortgage Loans
Conforming loans are mortgages that conform to financing limits set by the Federal Housing Finance Agency (FA) and meet underwriting guidelines set by Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) which are both government-sponsored enterprises. These underwriting guidelines include caps on the size of the loan, as well as how much a borrower’s debt-to-income ratio can be. Conforming loans usually offer lower interest rates than non-conforming home loan mortgages
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Conforming Home Mortgage Loan Advantages
Often easier to qualify for.
Can have a lower mortgage interest rate.
May offer a lower down payment in some cases.
Can also offer some wiggle room with your credit score in some cases.
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The key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
Company NMLS: 123654
